Yes, you can withdraw some of your super at 65 or older and continue working. When you reach the age of 65, you have reached the age at which you can access your superannuation without any restrictions, regardless of your employment status.
Once you meet the eligibility criteria, you can choose to withdraw some or all of your super as a lump sum or set up a regular income stream, such as an account-based pension or an annuity. The choice of how much to withdraw and the specific method of withdrawal is up to you and your individual financial goals and circumstances.
It’s important to consider the tax implications of withdrawing your super. Depending on the amount you withdraw and your overall super balance, there may be tax consequences. Withdrawals from your super after the age of 60 are generally tax-free. However, it’s recommended to seek advice from a financial advisor or tax professional to understand the specific tax implications in your situation.
Additionally, if you choose to keep working after accessing your super, you will continue to receive income from your employment. This income is separate from your super and is subject to income tax and other relevant deductions.
Remember that superannuation rules and regulations can change over time, so it’s recommended to consult the official Australian Taxation Office (ATO) website or seek advice from a financial advisor to ensure you have the most up-to-date information and understand the potential impact of accessing your super while continuing to work.