How long does it take for CPF to be credited?

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If you submit your withdrawal application at least seven working days before your 55th birthday, you will receive your CPF savings in your Singapore bank account via Interbank GIRO within two working days after your birthday. 

For members aged 55 and above, if you submit your withdrawal application online, you can choose to receive your CPF savings in your PayNow registered (NRIC-linked) bank account almost instantly, or within five working days to your Singapore bank account via Interbank GIRO. You can refer to our service standards for more information

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