Determining the “best” bank card in Singapore depends on your specific needs, preferences, and financial goals. Different banks offer a variety of card options with various features and benefits. Here are the best few banks and their notable service offerings in Singapore in 2023:
- DBS Bank: DBS offers a range of credit cards, such as the DBS Altitude Card (for travel rewards), DBS Live Fresh Card (for online and contactless payments), and DBS Woman’s World Card (for shopping and rewards).
- OCBC Bank: OCBC provides cards like the OCBC 365 Card (for cashback on daily essentials), OCBC Titanium Rewards Card (for rewards on online and offline purchases), and OCBC Frank Card (for young adults and online spending).
- UOB (United Overseas Bank): UOB offers cards like the UOB One Card (for cashback on daily spending), UOB PRVI Miles Card (for travel rewards), and UOB YOLO Card (for dining, entertainment, and online shopping).
- Citibank: Citibank provides cards such as the Citi Cash Back Card (for cashback on various categories), Citi PremierMiles Card (for travel rewards), and Citi Rewards Card (for rewards on shopping and dining).
- Standard Chartered Bank: Standard Chartered offers cards like the Standard Chartered Unlimited Cashback Card, Standard Chartered Visa Infinite Card (for high-net-worth individuals), and Standard Chartered Manhattan World Mastercard (for cashback on groceries and dining).
Remember to consider factors such as cashback or rewards programs, annual fees, interest rates, promotional offers, and supplementary benefits like travel insurance or airport lounge access when choosing a card. It’s advisable to review the specific terms and conditions, benefits, and eligibility criteria of each card to find one that aligns with your spending habits and financial goals.